..ABOUT US

..PRODUCTS

..COMPANIES

..RETIREMENT

..REQUEST QUOTE

..AREA LINKS

..HOME

 

.....................

 

 

 

123 NORTH BROADWAY - P.O. BOX 687 - BLOOMFIELD, NE 68718-0687 - P: 402-373-2557 - F: 402-373-4386


Insurance Products

LIFE | AUTO | HEALTH | CROP | FARM | HOME | BUSINESS | RETIREMENT


LIFE INSURANCE :

Life insurance provides financial protection for you and your family. It can be used to cover a shortfall in your other assets, to protect your family and business, to cover a mortgage, or to help fund your retirement of a college education.

We can provide a wide selection of term and permanent life insurance policies to meet your needs and those of your family. We also offer policies that provide discounted rates for nonsmokers and people with good health histories.

Term Life Insurance

  • Protection for a specified time period
  • Lower initial cost
  • Ideal for covering a specific need
  • May be convertible to permanent life insurance

Permanent Life Insurance

  • Protection for your entire life
  • Flexible premiums and coverage amounts
  • Competitive interest rates in a tax deferred environment
  • Accessibility to cash values
  • Policy guarantees

back to top

 

AUTO INSURANCE :

Dependable coverage, outstanding service, and decent rates are what we provide with your auto insurance. Our auto coverage will take care of you if your car is damaged or stolen, and provide liability coverage in an accident. Uninsured and Underinsured Motorist coverages will protect you when involved in an accident with someone who either has no insurance or insufficient insurance. Personal Injury Protection will help with medical bills for you or anyone else in your car, as well as providing limited coverage for loss of income.

back to top

 

HEALTH INSURANCE :

Whether you wish to provide a group health benefit for your company, or just need an individual policy, we can help with your health insurance needs. We offer a variety of group and individual products to suit most any need. Call Andy Winn for more information or to schedule an appointment.

Group Benefits

  • Group Health (PPO) Plans
  • Group HMO Plans through Scott & White Health Plan
  • Group Dental and Vision (contributory or voluntary)
  • Long Term Disability
  • Group Life Insurance
  • Consumer Driven Health Plans (HSA and HRA)

Individual Benefits

  • PPO Plans
  • Major Medical
  • HSA Plans
  • Dental
  • Short-Term Medical Plans

back to top

 

HOMEOWNERS INSURANCE :

WA homeowners insurance policy helps protect one of your most valuable assets in case of loss. By working with you, we will advise you on a policy that will give you the best, most effective cost coverage for your needs.

  • Home Replacement Coverage - For homes insured for 100% of their replacement value, damage resulting from a covered incident will be repaired in full, up to the specified policy limits.
  • Contents Replacement Coverage - Replacement cost coverage provides for the total replacement of your contents that are destroyed by a covered loss up to the policy limits, without any deductions for use or depreciation. Your deductible would apply.
  • Electronics and Valuables Coverage - You can add additional protection for your valuables such as jewelry, furs, stamp and coin collections, silverware and home computers. Check with us regarding the limits of your homeowners policy, and if one or more of these additional coverages would be right for you.

back to top

BUSINESS INSURANCE :

Business protection and attention for smaller businesses regardless of size. At Beal Insurance, we strive to provide every business with the same quality coverages and service -- customized for each company's specific needs.

We can help you save money on your Workers Compensation, Commercial Property and General Liability, Business Auto, Business Interruption (income replacement), Equipment Breakdown or any other coverages necessary.

We will treat each business as unique and help you to acquire the most appopriate and competitively priced coverages available.

Coverages Available:

  • Bonds
  • Builder's Risk
  • Business Auto
  • Commercial Property
  • Commercial Umbrella
  • Equipment Breakdown (Steamboiler Policy)
  • General Liability
  • Professional Liability
  • Worker's Compensation

back to top

 

 

 

HOME | ABOUT US | PRODUCTS | COMPANIES | RETIREMENT | REQUEST A QUOTE | AREA LINKS